Debts Management

If you can answer "Yes" to the following questions then a Debt Management Plan could be your best way out of debt:

1: Are your debts mounting each month?
2: Have you been refused a loan in the past?
3: Are you struggling to make monthly payments to your creditors? 

A Debt Management Plan means that you make just one low cost monthly payment to your creditors that you can realistically afford. It is not a legally binding contract; it is an informal agreement and is best suited to those with debts between £3-10k.  

Free professional no-obligation help just call the UK Debts freephone number on 0808 131 9108.

Entering into an IVA may adversely affect your credit rating for up to six years from the date of approval.

Your property will be protected within an IVA but you may be required to release all or part of any equity during the period of the arrangement.

Failure to complete the term of an IVA can result in bankruptcy.

(In Scotland, a PTD is the equivalent to an IVA.)