Become Debt Free

If you are feeling stressed because of the amount of debt that you owe then you might think that it is impossible for you to become debt free - But we can help.

Debt Free are able to offer a number of debt solutions to suit your circumstances so you can look forward to a debt free future.

If you want to become Debt Free then it might be worth looking at the amount of unsecured debt that your owe. Unsecured debt is lent without being secured against any of your assets, therefore it is usually at a much higher interest rate.

Unsecured debt includes:
•    Personal Loans
•    Credit Cards
•    Store Cards
•    Overdrafts
•    Catalogue Debts

If you are finding these payments a monthly struggle and your outgoings are starting to match your incomings, then you need expert advice.

Debt Free Solutions:

Debt Free have a team of expert advisors who can go through your finances to help you find your best solution to becoming debt free. There are many ways that you could begin your Debt Free path, for example:

Become Debt Free with a Debt Management Plan.

You can consolidate your debt into a Debt Management Plan where we can arrange one low monthly payment to your debt which is designed to relieve any financial burden.

Become Debt Free with an IVA.

If your unsecured debt level is over £15,000 then you might want to consider an IVA, which is Government introduced legislation designed to write off any debt that you can’t afford.

Please remember that our professional debt advisors are on hand to offer you free help and advice on how you can become free of debt, call us today on freephone 0808 131 0039.

Entering into an IVA may adversely affect your credit rating for up to six years from the date of approval.

Your property will be protected within an IVA but you may be required to release all or part of any equity during the period of the arrangement.

Failure to complete the term of an IVA can result in bankruptcy.

(In Scotland, a PTD is the equivalent to an IVA.)